Why EZ Mortgage Finance ?
At EZ Mortgage Finance we are dedicated to every customer. We offer the excellent service, superior options and our professional expertise. Our company has access to several lenders, which means a wider selection of affordable home loans.


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We Appreciate Your Referrals
We rely on many of our satisfied customers and clients to tell their friends, family, neighbors and coworkers on how EZ Mortgage Finance helped them and made their life easier and to refer to them to Mortgage Professionals like us.


Payment Calculators
...building equity doesn’t mean a complete ban of debt . It does, however, mean changing the character of your borrowing from lazy debt to "smart debt."

       -John J. Cunningham


How much can I afford ?

Instructions. Just fill in the non-colored boxes with the requested information.

How Much Can I Afford?

See if Your Income is Sufficient to Qualify
Desired Mortgage for New Home

Mortgage Length

Years
Interest %
Annual Tax
Total Monthly Payments in Non-Mortgage Debt (i.e. car, student loans, credit cards, etc).
 
Summary
Monthly Principal + Interest
Total Housing Payment (tax & insurance included)
Required Salary
Your salary must meet the following two conditions:
  1. Your gross (pre-taxes) monthly salary must be greater than 28% of the sum of the monthly mortgage and monthly tax payments.
  2. Your gross (pre-taxes) monthly salary must be greater than 35% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.
DISCLAIMER: The prequalification figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.

Please call 763 383 0850 so we can help you to know what you qualify for.

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