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At EZ Mortgage Finance we are dedicated to every customer.
We offer the excellent service, superior options and our professional expertise.
Our company has access to several lenders, which means a wider selection of affordable home loans.
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We rely on many of our satisfied customers and clients to tell their friends, family,
neighbors and coworkers on how EZ Mortgage Finance helped them and made their life
easier and to refer to them to Mortgage Professionals like us.
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...building equity doesn’t mean a complete ban of debt . It does, however, mean changing the character of your borrowing from lazy debt to "smart debt."
-John J. Cunningham
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The first and most important step in the loan process- is to choose the right company. By visiting our Web Site you are already heading in right direction.
Here is a knowledgeable link, which will help you better to understand how EZ Mortgage Finance, Inc. processes your mortgage loan.
(speakers required)
View Loan Process Presentation
Items We Need To Process Your Loan
The following items are needed in order to process your loan (from each borrower) along with your completed and signed application and the signed authorizations.
• Most recent Pay Stubs (30 days consecutive)
• Signed and dated Federal Tax Returns (1040s) from the last year, including all schedules
• Statements showing assets” 401(k), Retirement, Stocks, CDs, etc.
• Three months consecutive, current bank statements
• If self-employed: Tax Return, including all schedules, YTD Profit and Loss Statement or Balance Sheet
• If you’ve had a bankruptcy, provide a copy of your bankruptcy discharge, a copy of the petition (including schedules A & B) and an explanation of the circumstances.
• Current Homeowner’s Insurance Declarations Page
• Verification of Mortgage/Rent / or prior 12 months canceled checks
• Sworn Constructions Statement
• Builder’s contract
• Purchase Agreement
• If you pay alimony or child support, provide a copy of your divorce decree
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