Why EZ Mortgage Finance ?
At EZ Mortgage Finance we are dedicated to every customer. We offer the excellent service, superior options and our professional expertise. Our company has access to several lenders, which means a wider selection of affordable home loans.


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We Appreciate Your Referrals
We rely on many of our satisfied customers and clients to tell their friends, family, neighbors and coworkers on how EZ Mortgage Finance helped them and made their life easier and to refer to them to Mortgage Professionals like us.


Payment Calculators
...building equity doesn’t mean a complete ban of debt . It does, however, mean changing the character of your borrowing from lazy debt to "smart debt."

       -John J. Cunningham


Refinance Calculator

Instructions. Just fill in the non-colored boxes with the requested information. As you tab or mouse-click through the boxes, your results will appear automatically in the colored boxes. You can change any of your entries, in case you want to try several different scenarios, but you must tab or mouse-click to another box to update your results.

Information on your CURRENT mortgage
What was the month in which this mortgage originated?
What was the year in which this mortgage originated?
What was the original amount of this mortgage?
What is the term of this mortgage? year
What is the interest rate?
Information on your NEW mortgage
What is the mortgage amount? (The value at right is the calculated amount you currently owe)
What is the term of this mortgage? year
What is the interest rate?
What are your estimated closing costs, including any points paid upfront?

The Results
Your current monthly payment is
Your new monthly payment will be
If you refinance now, your monthly payments will be reduced by
It will take this long to "break even," or recover closing costs on the new mortgage

Mortgage analysis CURRENT Loan NEW Loan
Number of payments made so far
Number of remaining payments at refinance date
Total interest paid as of refinance date
Total unpaid interest at refinance date

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